Retirement Planning

Know Where You’re Going

You’ve worked hard for the past few decades, been disciplined in saving what you could, and went through the ups and downs of the stock market. You’ve reached the top of the mountain. But while you might think that the journey to this point was the most difficult part, now the real hard part is actually about to begin. Studies show that retirees whose retirements failed did so because they failed to plan. Decumulating your assets is arguably more important than accumulating them – especially in retirement. We’re able to formulate a custom-tailored retirement plan just for you and your family so that the anxiety of possible what-ifs fade away.

FAQ

How much money do I need to retire in Texas?

Most DFW retirees need enough to replace 70–80% of pre-retirement income, but the real answer depends on your “income floor” — covering essential expenses with guaranteed sources like Social Security, pensions, or annuity income. A retirement plan calculates your specific number rather than relying on a rule of thumb.

Ideally 5–10 years before your target retirement date. That window is when the biggest decisions get made: Social Security timing, Roth conversions, pension elections, and shifting from growth to income. If you’re within 10 years of retiring, now is the time.

A planner coordinates the pieces most people handle separately: when to claim Social Security, how to withdraw from accounts tax-efficiently, how to protect against market drops early in retirement, and how to plan for healthcare and legacy. Mistakes in sequencing can cost six figures over a retirement.

Investment advisory services are offered through Brookstone Wealth Advisors, LLC, a registered investment advisor, which is held to a fiduciary standard when providing investment advice. Insurance products are offered separately through licensed agents.

No. The initial retirement review is free and carries no obligation. You’ll leave knowing whether you’re on track, what risks exist in your current plan, and what to fix — whether or not you work with us.

Please complete the form below to let us know more about how we can help you and your specific needs.

We offer flexible meeting options – at our offices or at the comfort of your home.

Please complete the form below to let us know more about how we can help you and your specific needs.

We offer flexible meeting options – at our offices or in the comfort of your home.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

By submitting this form and signing up for texts, you consent to receive marketing text messages (e.g. promos, appointments and confirmations) from Total Benefit Services at the number provided, including messages sent by auto-dialer. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency varies. Unsubscribe at any time by replying STOP or clicking the unsubscribe link (where available). Reply HELP for help. Privacy Policy & Terms